Who Owns Finance of America? Ownership, Structure, and Accessing Company Services

Understanding the Ownership of Finance of America

Finance of America Companies Inc. (FOA) is a leading provider of home equity-based financing solutions, chiefly focused on serving retirees and individuals planning for retirement. Established in 2013, the company has rapidly grown within the financial services sector, adapting proactively to shifting market dynamics. Today, FOA operates as a financial holding company headquartered in Plano, Texas, and is listed on the New York Stock Exchange under the ticker symbol FOA [2] .

Current Ownership Structure

The ownership structure of Finance of America has evolved significantly since its founding. The company transitioned from a privately held firm to a public entity, which broadened its base of shareholders. The most notable shift occurred when Blackstone , a globally recognized private equity firm, became the primary owner. This acquisition marked a major milestone, giving Blackstone significant influence over FOA’s strategic direction [1] .

As of mid-2025, institutional investors collectively own the majority of FOA’s outstanding shares. According to verified shareholder reports, approximately 55% of the company is held by institutional investors, 6% by insiders, and 7% by public companies. Notable institutional shareholders include Edmond Safra and Bloom Retirement Holdings, each holding just under 7% of total shares [5] .

The ownership structure is dynamic and can change based on market transactions, major acquisitions, and company performance. For the latest, most accurate information, you can review the company’s investor relations materials or search for “Finance of America Companies Inc. shareholder structure” using reliable financial news platforms.

Leadership and Strategic Direction

Leadership at FOA has also experienced changes in recent years. Brian Libman , who has served as President and CEO, stepped down from his role in 2024, signaling a potential shift in the company’s strategic focus [1] . Management changes of this nature often reflect evolving business priorities or market conditions.

FOA’s board of directors and executive team remain committed to guiding the company through the challenges and opportunities of the financial services sector. If you wish to learn more about current executives or contact the company directly, detailed information is available on the official FOA investor relations website. You may also email the company’s investor relations at ir@financeofamerica.com for up-to-date details [2] .

How to Access Finance of America’s Services

Finance of America’s core offerings include home equity loans, reverse mortgages, and retirement-focused lending solutions. These products are designed to help individuals unlock the value of their homes, create retirement income streams, and manage long-term financial security.

Step-by-Step Guidance for Accessing Services:

Identify Your Needs: Begin by assessing your financial goals. Are you seeking to tap into home equity, secure a reverse mortgage, or explore retirement lending products? Understanding your objectives will help you determine which FOA service best fits your situation.
Research Product Offerings: Visit the official Finance of America website to review the latest information on available products. If you are unable to access product-specific pages, consider searching for “Finance of America home equity solutions” or “Finance of America reverse mortgage” in your preferred search engine to find current details from trusted financial portals.
Contact a Specialist: For tailored advice and to start your application, you can reach out to FOA’s customer service or a local branch. Use the contact form or provided phone number on their official website. Alternatively, you may use the investor relations email (ir@financeofamerica.com) for inquiries about company services and locations [2] .
Gather Documentation: Prepare personal identification, proof of home ownership, income verification, and any other documents commonly required for mortgage or equity-based lending. Having these ready can streamline the application process.
Submit Application: Complete the application process either online, by phone, or in person. FOA specialists can guide you through each step, explain eligibility criteria, and help you understand your options.

For those interested in home equity or retirement lending, FOA also offers educational resources and customer support to help you make informed decisions. If online platforms are inaccessible, you may consider contacting a local financial advisor for assistance in evaluating FOA products.

Examples and Real-World Applications

Consider the case of a retiree seeking to supplement their income. By leveraging a reverse mortgage through Finance of America, they can access a portion of their home’s equity without selling the property. This approach can provide additional monthly funds, reduce financial stress, and support a comfortable retirement. Another example involves homeowners using home equity loans for major expenses, such as medical bills or home renovations, benefiting from competitive rates and flexible terms offered by FOA.

As with any financial product, it is essential to review the terms, fees, and long-term implications before making a decision. Consulting with a licensed financial advisor can help you compare options and choose the most suitable path for your needs.

Challenges and Considerations

It is important to note that access to FOA’s products may depend on your credit history, property value, and other eligibility criteria. Economic conditions, such as interest rate fluctuations and housing market trends, can impact both product availability and pricing. FOA has demonstrated resilience by adapting its business model in response to market changes, such as implementing cost-cutting measures during periods of reduced mortgage origination volume [1] .

Potential applicants should carefully evaluate all options, consider potential risks (like changes in home value or repayment obligations for certain loan types), and seek guidance from reputable financial professionals. FOA’s customer service representatives can provide additional support, while independent consumer advocacy organizations may offer unbiased advice on mortgage and equity lending products.

Alternative Approaches and Pathways

If you are unable to access FOA’s products or require different solutions, consider the following alternatives:

Compare products from other national home equity lenders and mortgage providers. Use trusted financial news sources and consumer review platforms for current information.
Contact your local bank or credit union to inquire about their home equity and retirement lending products.
Consult with a HUD-approved housing counselor for impartial advice on reverse mortgages and home equity solutions. For federal programs, search for “HUD housing counseling agencies” on the U.S. Department of Housing and Urban Development’s official website.

By exploring multiple options and seeking expert guidance, you can identify the most appropriate financial solution for your circumstances and goals.

Summary and Key Takeaways

Finance of America Companies Inc. is primarily owned by the private equity firm Blackstone, along with significant holdings by institutional investors and notable individuals. The company has demonstrated adaptability in a changing financial landscape, offering a range of products to support home equity access and retirement planning.

To engage with FOA, begin by clarifying your financial needs, researching available products, and contacting the company directly using the information provided above. If you encounter any barriers, alternative lenders and HUD-approved counselors can also support your search for the right financial product.